No fire insurance

I have no insurance to cover [CZU August lightning complex] fire happenings, since I did not initiate a new renter's insurance policy before this. I had a quote in hand for renter's insurance startimg September 1, but I hadn't yet gone ahead with signing on, with the ongoing busyness of my then-current move (during covid-19 times). Next time maybe I won't do such a thing, again.